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 12-13-2016, 04:00 Post: 24401
john hunter



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  Homeowner's insurance may not cover your tractor

I found out today that my homeowner's insurance will cover my tractor if it stays on my property and is less than "20 HP". Please read the fine print on your policy.Two agents gave me two answers, no and a yes. The policy said no, it is over 20 HP.






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 12-16-2016, 10:31 Post: 24457
bud in oh.



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  Homeowner's insurance may not cover your tractor

I also have StateFarm ins. and for me here in Ohio there was no horse power limit, the tractor and all equipment is covered only if stored or being used on the property stated on home owners policy. The only time the tractor is covered being trailered is on the way to or from the the dealer. I do use mine away from the home for buisness so I got contractors coverage through StateFarm about $110. a month, covers all equipment and tractor and includes 500,000 liability for property damage and etc. no matter how equipment would get damaged it's covered, but I am only insured operator. budinohio






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