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 11-08-2017, 09:35 Post: 98462
Kendews



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The wheels on my Worthington are f78/14. The trailer is quite low which no doubt helps with stability. It also tilts so I can flip it up and drive right on without ramps. To AV8R, I bought insurance to cover the tractor in transit or in case it falls off the trailer and lands on your car. Actually, I wouldn't tow it if it wasn't stable or if it was hard to stop. More likely my transmission will take some extra strain - but I'm due for a new vehicle anyway.






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 11-08-2017, 19:24 Post: 98475
Murf



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Kendews, there is a difference between paying for insurance, and actually getting a claim paid.

If you are not hauling your trailer legally, it is in fact against the law for the insurance company to pay your claim if they are aware of the situation. If the State Troopers, any local cop who knew what he was doing, or a DOT person investigate an 'incedent' involving that rig you could be in for a NASTY surprise.

The tires on your trailer are F78/14's, I'd be willing to bet if you looked at the weight rating stamped on the sidewall of those tires you will find that those two tires are NOT rated to hold the load you are putting on them.

Trailer tires are a MUCH stiffer sidewall and have higher load ratings, the size on them starts with "ST" denoting "special trailer", they are not for passenger vehicles, those start with "P" for "passenger" or "LT" for "light truck".

Best of luck.






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 11-09-2017, 00:19 Post: 98484
Kendews



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Murf, Your point is well taken. My trailer tires do indeed say ST and the load rating is 1760 - I assume that is per tire. The trailer weighs in at only about 500 lbs because it is aluminum. So as I understand it, my trailer should be alright but I should have a heavier vehicle to tow it. Maybe I can convince my wife to let me add a small dump truck to my menagerie.






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 11-09-2017, 05:13 Post: 98487
lbrown59



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Kendews, there is a difference between paying for insurance, and actually getting a claim paid.

If you are not hauling your trailer legally
=======================
Who says he's not legal?
If he is what isn't legal?






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 11-09-2017, 10:07 Post: 98488
lbrown59



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Maybe I can convince my wife to let me add a small dump truck to my menagerie.
=============================
Get a 3/4 ton pick up and have a dump bed installed in it.Or buy one that all ready has one.
That's what I'd love to have.






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 11-09-2017, 15:02 Post: 98489
lbrown59



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I hope you never have an accident with this rig.
1*Your insurance will not cover any of it, liability or collision.
=================================
1*His trailer is rated for 3500# the tractor is 2500# And
The trailer is factory built,so why wouldn't he be covered?






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 11-09-2017, 19:56 Post: 98490
lbrown59



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The wheels on my Worthington are f78/14
It also tilts so I can flip it up and drive right on without ramps.
]]]]]]]]][[[[[[[[[]]]]]]]]][[[[[[[[[[[][][] ][
Mine are the same stile as yours but are 13 "
That's what I figured right after I hit post. Laughing out loud






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 11-10-2017, 00:51 Post: 98492
lbrown59



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  Truck VS Trailer.

Trailer tires are a MUCH stiffer sidewall and have higher load ratings, the size on them starts with "ST" denoting "special trailer", they are not for passenger vehicles, those start with "P" for "passenger" or "LT" for "light truck".
Murf
================
P is the only tires I ever buy or run on my 4 pick ups.






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 11-10-2017, 15:34 Post: 98518
Kendews



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I've never owned a pickup, (dang, do I get booted off this forum now?) so help me out. If I were to get a 3/4 ton with a dump bed would I be able to fill it with dirt? Or would that be too much weight?






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 11-10-2017, 20:29 Post: 98519
Billy Passmore



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Murf,

"Kendews, there is a difference between paying for insurance, and actually getting a claim paid.

If you are not hauling your trailer legally, it is in fact against the law for the insurance company to pay your claim if they are aware of the situation. If the State Troopers, any local cop who knew what he was doing, or a DOT person investigate an 'incedent' involving that rig you could be in for a NASTY surprise."

I'm not sure that is actually true. People driving drunk and involved in accidents,their insurance pays. If you are speeding and have an accident, your insurance pays. If you run a stop light and have an accident, your insurance pays.

I would bet if you were towing more than what was rated for your vehicle, and had an accident, your insurance would pay up. You may get canceled afterwards or pay for high risk insurance. But the chances of being sued and losing will go up dramatically.






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